First Choice Financial has always prided itself on being one of the most diverse sources for mortgage loans in the Southeast. We work extremely hard to maintain a variety of investors that can offer every mortgage program imaginable.  Current day is no exception, FCFC has a dynamic network of investors in place that allows our team of professionals to place 99% of your requests.

NO MINIMUM LOAN SIZES

 >> Conforming

• Fannie/Freddie Programs to $417,000
• 1-4 Family Properties
• 100% financing available
• No PMI programs (Single Loan or Combo Options)
• Interest-Only Payment Options
• Fixed, Treasury ARMS, Libor ARMS, Balloons
• Primary Residence, Condo, Second Homes, Investment

 >> JUMBO

• Loans to $5,000,000
• Common Sense Underwriting
• 100% Financing to $650,000
• Fixed, Treasury ARMS, Libor ARMS, Balloons
• Primary Residence, Condo, Second Homes, Investment
• Interest-Only products

 >> Non-Conforming

• FCFC's Specialty since 1998
• 100% Financing to $650,000
• Fixed, Treasury ARMS, Balloons
• Interest-Only Payment Options
• Stated & No Doc Programs
• First & Second Mortgages

 >> Conforming Manufactured

• Purchases to 95% LTV w/ 20 Year Term
• Purchases to 90% LTV w/ 30 Year Term
• R/T Refinance to 90% LTV
• Cash Out Refinance Programs to 65% LTV
• Land/Home Financing Required

 >> Residential Lots

• 95% Financing with 700 Scores
• 90% Financing with 680 Scores to $1,000,000
• Refinance to 75% LTV (Cash Out or R/T)
• Amortized or Interest-Only Payment Options

 >> Commercial Loans

• 30 Year Amortizations
• Fixed or ARM Rates
• Rates Fixed up to 15 Years
• Loans up to $20 Million
• Multi-Family, Retail, Medical/Healthcare, etc.
• Non-Recourse Transactions
• Conforming & Non-Conforming Products
• Small Business Lines of Credit to $500,000
• Other small business loans to $500k