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 >> Manufactured Homes


 >> Manufactured - Conforming

  • 660 Minimum Scores (Middle)
  • NO MINIMUM LOAN SIZE
  • 95% MAX LTV with 20 Yr Term
  • 90% MAX LTV with 30 Yr Term
  • Purchase or Rate/Term Refinances
  • 65% MAX LTV for Cash Out Refi
  • GA Power Lease Lot + Manufactured Home - NOT OK
  • Primary Residence & 2nd Home Only
  • No Investment Properties or Stated Income
  • Homes manufactured after 1976 only
  • Rates range from .75% - 2.000% Higher than Normal Fixed

 >> Manufactured - Non-Conforming

  • We have recently obtained several new N/C programs that allow for different scenarios that can not be approved under FNMA guidelines.
  • Homes with Acreage
  • Very few programs exist for N/C Manufactured
  • Please call or email a Rep to discuss Options
  • Case by Case Only

Pre-Approvals can take up to 24-48 Hours for loans secured by Manufactured Homes.


 


 
 

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