Need help with a commercial loan request that is larger than your bank's legal lending limit?  Is your customer asking for rate terms and amortizations that your bank can not offer? FCFC can now assist you with the placement of these small & large commercial loans. 

For more information, contact Wister Ritchie.

>> Small Commercial Loans under $500k

• Amortizations to 30 Years
• Fixed Rates to 15 Years
• 80% LTV on Purchases
• 75% LTV on Refinance
• 1st & 2nd Mortgages
• Conforming & Non-Conforming Programs
• Fixed Rates beginning at 7.500%
• Loans and Business Lines to $500,000
• No Construction/Development Financing

     KEY FEATURES

• Equity & Refi loans and lines of credit up to $500k
• New Purchase Transactions
• Secured by Commercial, Residential or Investment R/E
• All legal entities; individuals, LLC's and corporations
• Wide variety of eligible properties
• Property values up to $2,000,000
• Term loans with fixed or adjustable rates, commercial equity line of credit and loan/line combos available
• Tailored for self-employed borrowers with small business loan needs
• No Income Verification
• No Up-front Fees - No Appraisal
• Credit Approval within 72 Hours
• Streamlined Application Process

>> Multi-Family Apartment Complexes over $500k

• Amortizations to 30 Years
• Fixed Rates to 15 Years
• 85% LTV on Purchases
• 80% LTV on Refinance
• Fixed Rates beginning at 6.420%
• Loans to $10 Million
• Construction/Development Financing

 >> Retail / Non-Owner / Office / Industrial over $500k

• Amortizations to 30 Years
• Fixed Rates to 10 Years
• 80% LTV on Purchases
• 75% LTV on Refinance
• Fixed Rates beginning at 6.100%
• Loans to $10 Million
• Construction/Development Financing

 >> Owner Occupied / SBA / Hotels over $500k

• Amortizations to 30 Years
• Fixed Rates to 10 Years
• 90% LTV on Purchases
• 80% LTV on Refinance
• Fixed Rates beginning at 7.250%
• Loans to $20 Million
• Construction/Development Financing

Applications can be downloaded to assist with the application and credit package. For more information
on commercial loans, contact Wister Ritchie
at 866-305-3232 or wister@fcfc.net